1 HOUR, 40 MINUTES TO GO...

until i get off...basically all im doing at the moment is killing time...riding the clock...looking busy. should we have to work the week before Christmas? my answer is no, unless of course you're in retail and then i think stores should have to stay open 24/7 until Christmas eve so all of us who have procrastinated all year long can finish their shopping...that is if we had any money to do it with...which we probably don't.

we had to pay for Craig's school the other day (which i had totally forgotten was due) and was kind of in shock and totally unprepared and i did not have $431. So trying to be the responsible self-reliant adult that i strive to be (insert eye rolls here), i called my credit card company to see if they could extend my credit limit so we could charge it...i was informed that i had sufficient credit for someone with my economic status...REALLY?! ARE YOU SURE?! because i think *I THINK* if i truly had sufficient credit then i wouldnt have called to try and get more...

and why does the internet always tell you this will work? every money saving article is always like "call the credit card company, they will work with you. they'll extend your credit limit. they'll take that late charge off. they'll reduce your interest rate..." SERIOUSLY INTERNET?! I FEEL LIKE YOU LIE TO ME...i mean maybe they would extend YOUR credit limit but maybe thats because you're apparently some kind of FINANCIAL ADVISOR since you're writing articles about it...but for me (joe-the-non-plumber) they feel that i have sufficient enough credit...

now we could have easily borrowed the money from my parents but they probably would have lent us cash to which i would feel compelled to pay back the next week when we got payed and really i had already planned to use that money for useful things like Christmas presents and...cheese...so i needed a financial lender who was willing to put up a credit card for us. so we called craig's mom and she charged it for us...yay for people with SUFFICIENT UNTAPPED CREDIT...

ANYWAY that was kind of a random tirade...like i said me: bored. and for some reason im not capitalizing or punctuating...is punctuating a word? hmmm im not sure...

so its almost a new year so we should all be making resolutions that we intend to keep but will probably break before january 2nd...i could write a whole book about resolutions that i need to make but i wont bore you...either that or im afraid that once i put it in writing i'll feel compelled to stick with it...

i was thinking maybe id like to win something this next year...a car would be nice...but seriously i was thinking i might enter lots of contests next year. like maybe at least one a day? contests are everywhere: internet, magazines, stores, etc. but anyway im thinking if i find at least one contest to enter a day (and blog about it) i would be bound to win SOMETHING. and if after 365 times of entering and not winning i think we can conclude that all of that is a scam...and that we've been lied to...

so anyway let me know what you think...or not...whatever...im going back to looking busy for...75 more minutes...